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Debt Specialist I

Company: TD Bank
Location: Jacksonville
Posted on: May 28, 2023

Job Description:

410033BR
Job Title:
Debt Specialist I
TD Description:
About TD Bank, America's Most Convenient Bank -
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing over 9.8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth -. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.td.com/us . Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US and www.twitter.com/TDNews_US .
TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com .
We offer a competitive salary and benefit program, including: comprehensive, affordable health care through medical, dental, and vision coverage; financial security with life and disability insurance; opportunities to save using health savings and flexible spending accounts; retirement benefits to help prepare for the future; paid time off and work/life benefits to maintain a good balance.
Auto req ID:
410033BR
Department Overview:
1p-10p EST Mon-Fri
Country:
United States
Job Requirements:



  • Demonstrates sufficiency in a range of processes, procedures and systems to perform assigned tasksUnderstands how the assigned duties relate to others in the team and how the team integrates with others


  • Handles own workload, coordinates tasks and services with others


  • Recognizes and solves routine problems that can occur in their own work area without supervisory approval


  • Evaluates and selects solutions from established options


  • Follows standardized procedures and practices and recommends opportunities to improve processes in their own work area


  • Uses communication skills to exchange technical or process information with composure and ensures underlying details are clarified


  • Determines reasons for customer delinquencies and uses standard methods and procedures to secure payment; Identify reasons why customers can or cannot pay


  • Identifies type of loan product involved, including residential mortgages, home equities, indirect loans, mobile homes, lines of credit, unsecured loans, recreational vehicles, overdrafts and others and modify approach accordingly


  • Develops familiarity with debt management counseling and information to provide to customers as necessary


  • Suggests changes or modifications to policies and procedures to supervisor based on day-to-day observations and activities


  • Serves as entry point for the identification, routing and documentation of all pertinent collection support processes (i.e. modifications, bankruptcy, skip-tracing, etc.)


    Hours:
    40
    Job Description:
    The Debt Specialist I reduces losses by negotiating and collecting payment on delinquent retail, consumer, residential or auto accounts.
    Inclusiveness:
    At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.
    If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
    EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
    State:
    Arizona, Florida, South Carolina
    City:
    Greenville, Jacksonville, Phoenix
    Qualifications:


    • High School Diploma or GED required


    • Ability to develop strong phone skills to effectively work with customers


    • Developing negotiation skills to arrive at best overall solutions within established guidelines


    • Sales ability to make regular phone calls, present Company in positive way to customers and tactfully but firmly collect payments


    • Ability to learn and explain wide variety of consumer loan product details


    • Writing ability to clearly document calls


    • PC skills sufficiency


      Work Location:
      4600 Touchton Road, Building 200, Suite 400, Greenville Campus Building A - 200 Carolina Point Parkway, Remote Phoenix (AZ)
      Business Line:
      TD Bank AMCB
      Job Category - Primary:
      Auto Finance
      Job Category(s):
      Auto Finance, Call Center
      State (Primary):
      Florida
      State #2:
      Florida
      State #3:
      South Carolina
      City (Primary):
      Phoenix
      City #2:
      Jacksonville
      City #3:
      Greenville
      Job Family:
      Banking Operations
      Time Type:
      Full Time
      Employment Type:
      Regular
      Hours/Availability Detail:
      1p-10p EST Mon-Fri
      Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Keywords: TD Bank, Jacksonville , Debt Specialist I, Accounting, Auditing , Jacksonville, Florida

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