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Underwriter

Company: Triad Financial Service Inc.
Location: Jacksonville
Posted on: June 4, 2024

Job Description:

Job DescriptionJob Category: Chattel OperationsRequisition Number: UNDER001555Posted: May 16, 2024Full-TimeRate: $26.88 USD per hourJacksonville, FL 32224, USA

Job Details

DescriptionEssential Job Functions:

  • Analyze financial data and credit worthiness related to loan requests and/or program. Will be trained how to analyze Credit, Income & Asset documentation
  • Perform and evaluate risk on potential loan recipients based on credit rating, borrowing history, and other specific risk factors.
  • Advise Jr. Loan officer, Loan officer and Loan Processor of loan decision (approved, suspended or declined)
  • Follows Lender/Investor specific underwriting requirements
  • Record loan denials and specific basis for declining applications for HMDA purposes.
  • Issue Pre-Approvals and Approval letters to qualified applicants
  • Communicate with Partners, Retailers and Third Party vendors on behalf of borrowers
  • Follows Lender/Investor specific underwriting requirements
  • Evaluate property appraisals to ensure accuracy and appropriateness relative to loan being requested
  • Assist loan processors and marketing for complete loan closing and funding procedures
  • Review loan documentation and vendor reports to identify signs of fraudulent activity.
  • Follow and implement underwriting policies and proceduresMinimum Qualifications:
    • If licensed MLO, will negotiate rate and term with borrowers if applicable
    • Maintain client relationships and provide superior customer service.
    • 2 plus year's preferred
    • Will be trained how to analyze Credit, Income & Asset documentation
    • Encompass knowledge is helpful
    • Knowledge of the Manufactured Home Industry is a plus
    • Must be able to Multi-task
    • Must have strong work ethic
    • Must be proficient in Microsoft Office
    • Strong problem-solving skills
    • Accuracy and attention to detail
    • Strong verbal and written communication skills
    • Ability to work independently as well as in a team setting#PM22

      Compensation details: 26.88 Hourly Wage

      PI32f6c0789461-25405-34490452

Keywords: Triad Financial Service Inc., Jacksonville , Underwriter, Other , Jacksonville, Florida

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